NYS Caregiver Guide 2021

65 Social Security Disability Insurance (SSDI) This government program provides a minimum monthly income to those younger than 65 who have a disability and have accumulated enough work credits throughout their working life. Community Services Some caregiver support services, including respite, support groups, and care consultations, are offered through community organizations and may be available locally at low or no cost. Home Energy Assistance Program (HEAP) This program helps low-income people pay for the cost of heating their homes. Supplemental Nutrition Assistance Program (SNAP) Issues electronic benefits that can be used like cash to purchase food. Insurance There are several types—long-term care insurance, private health care or disability insurance, and life insurance—which may help provide a source of funds for care. Be sure to contact the provider to understand the coverage and benefits. Other As you plan for your financial future, you might want to think about working with an independent, professional financial planner who will understand your individual situation. LEGAL AND FINANCIAL PLANNING

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